Home Crypto Best 5 Crypto Payment Cards and Where to Get Them

Best 5 Crypto Payment Cards and Where to Get Them

Best 5 Crypto Payment Cards and Where to Get Them

Crypto cards have increased in popularity as more people invest in cryptocurrency than ever before. These cards function similarly to traditional credit and debit cards, with the exception that they allow you to spend your crypto holdings without first converting them into fiat. If you invest in cryptocurrency on a regular basis, having a dedicated crypto card can help you save time and money. There are no lengthy conversion processes with these cards because they are linked directly to your crypto balance, which typically leads to long-term cost savings.

Which factors are considered when choosing a crypto payment card? 

Number of cryptocurrencies

Many cards limit transfers and conversions to just a few cryptocurrencies. If you want to use a specific card, make sure it’s compatible with all your cryptos. 


Most crypto transactions are irreversible. This implies that if you forget your password or get hacked, you have no one to turn to for assistance. As a result, it’s critical that you select a secure credit card.

Rewards structure

Before you sign up for a credit card, make sure that the rewards structure is both sensible and attainable for your spending needs. Tier-based systems may work well if you’re a frequent spender, but a flat-rate structure may be preferable for individuals who spend less frequently.


One would want to keep track of their balance, transactions, and every other part of your crypto debit card at all times, which necessitates the use of an app to manage everything.

Required stake

Several crypto cards require users to maintain a minimum investment to be eligible for certain benefits. Make sure you use a card that you will benefit from.


If you travel internationally regularly, your crypto rewards and credit card should take into account several essential foreign factors. It’s crucial to double-check that your card can handle the currency changes you’ll need for different countries.

Account linking

One major element that will immediately filter out multiple invalid credit cards for you is how you link your credit card. Some crypto cards get their funds straight from a cryptocurrency prepaid account, while others use a digital wallet. Others may provide a credit line, similar to a typical credit card. 

Crypto payment cards


Crypto.com credit card start page

Users can trade more than 250 digital currencies using this credit card. It has no yearly fees and may be topped up with FIAT or crypto cash. Each of its five tiers offers a different amount of cashback. Obsidian, the top tier, offers an amazing 8% return on eligible transactions, for example. This tier, however, is only open to Crypto.com users who have staked £300,000 in CRO (Crypto.com’s native token).

Cashback payouts are made in CRO and are transferred into your crypto wallet immediately. Exclusive privileges, such as airport lounge access and priority customer service, are also available at higher tiers. It is available for download on App and Play Store and can be used anywhere in the world.

Coinbase Visa Card

Coinbase card home page

The Coinbase Visa debit card allows you to make purchases directly from your Coinbase account. It can hold up to nine different cryptocurrencies. It also includes a mobile wallet app, two-factor authentication, and other security and convenience features.

You can earn rewards for everyday spending; for example, you can get 1% back in Bitcoin or 4% back in Stellar Lumens (XLM). It is the greatest low-fee card because it has a flat account management cost and no deposit, exchange, or withdrawal fees. The software is available for download on the App Store and Google Play, and it may be used at any Visa-supported ATM worldwide.


BlockFi home page

It supports six cryptos, which include Bitcoin, Ethereum, and four stablecoin. The platform offers a dedicated Visa card with unlimited 1.5% rewards on all purchases. The BlockFi card is also one of the most cost-effective as it has no yearly or foreign exchange costs.

BlockFi is now running an introductory offer in which new members can save 3.5% on eligible purchases up to $100 in BTC. Users can also earn $30 in BTC by referring a friend. Also, users who spend more than $50,000 on the BlockFi card each year will receive 2% cashback on all transactions. It’s available on iOS and Android, and it’s just for residents of the United States.

eToro Money Card

eToro money card home page

eToro has more than 24 million registered users and supports more than 50 cryptocurrencies. Its card is linked to the eToro Money account, and customers must first sign up for an eToro Money account before using it. Instant withdrawals from your eToro Money account are also possible.

Those with up to $25,000 in realized equity can make up to £650 ($849) in fee-free withdrawals each month, while users with more than $25,000 can save up to £1,000 ($1,306). Users can also deposit for free for as low as $10. Although the eToro credit card is accepted in over 80 countries, the eToro platform is limited to cryptocurrency trading in the United States. You can get the app from the App Store or the Google Play store.


Wirex credit card home page

More than 150 coins are supported by the Wirex card. It funds your account and gives you access to perks by using staked tokens called WXT. The card also introduces Cryptoback, a new type of rewards program that provides you 2% back in WXT rewards for qualified in-store transactions only.

Wirex has a simple price structure and does not charge an annual fee; however, there is a 2.5 percent transaction fee. There are no costs for fiat-to-fiat exchanges, but if you want to fund your account with cryptocurrencies, you’ll have to pay a 1% fee.

Wirex offers its own app, which allows you to create fast alerts, track your spending, and keep track of your budget. It is accepted in over 80 million locations throughout the world.


A crypto payment card gives users access to their cryptocurrency holdings’ spending power. Before you decide on the card to use, you should consider some factors, for example, reward structure, if it is available in your country, and the number of cryptos supported. Having an app linked to the card is essential since it streamlines the process, and the cards we covered can be downloaded in both the Google Play and Apple App Stores.


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